As most cyclists would tell you, a bicycle is not just a device for traveling, it is an extension of yourself. You do use your entire body and skills are required to manoeuvre it smoothly. So choosing the best type of bicycle for yourself isn’t just about functionality, but also about your personality. Here, we listed 5 of the most common types of bicycle used in Singapore and what it says about you – the cyclist.
Single-speed bicycle
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About the bicycle: If you are a long-time cyclist, this was probably one of the first bicycles you rode while playing at the park near your HDB flat. Simple and basic, a single-speed bicycle is easy to use. It lets you ride without worrying about the technicality. Suitable for beginners or those on a budget.
About the cyclist: You are a simple person who enjoys the little things in life. When you cycle, you just want to enjoy the experience while getting from point A to point B. Why complicate stuff when everything can be so simple?
10-speed bicycle
About the bicycle: A 10-speed bicycle has gears to let you change the pedalling resistance. It can go from speed 1 (faster and lesser resistance) for going uphill, and all the way to speed 10 (slower and more resistance) to help you maintain speed downhill. It can be used for leisure, racing and exercising. Ramp up the pedal resistance!
About the cyclist: You are a practical person who seeks value and efficiency. You want things to be in order. Plan before execute. As a cycling enthusiast, you ensure that your bicycle can be used everywhere. You are also an eco-friendly person because you cycle wherever you go, for your health and the environment.
#TiqOurWord Bicycles don’t come cheap. Get financial coverage for your bicycle against damage or theft with the optional cover with ePROTECT personal mobility. And check out safety tips for cyclists here.
Hybrid bicycle
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About the bicycle: A combination of road bicycle and mountain bike. Built for comfort and durability, it has large padded seat, easy-grip handles and large tyre size. The rock ‘n roll bike that provides you the ability to cross many terrains. An all-in-one bicycle suitable for all.
About the cyclist: If this is your bicycle of choice, you’d probably ride it for a long time since nothing else can beat it. Either on-road or off-road, you appreciate comfort while doing what you love. You are adventurous and curious. Is there a trail going up that hill? You’re eager to know what’s at the top.
#TiqOurWord ePROTECT personal mobility offers additional add-on coverage for bicycle loss or damage while in transit that extends geographical limit to Malaysia and Thailand. Be sure to get the protection for your next cycling adventure once the country borders open up.
Foldable bicycle
About the bicycle: Pricey, but convenient. It’s a light-weight bicycle that is designed to fold into compact form for carrying, transport or storage.
About the cyclist: A professional with a vision. You chase goals and won’t let anything comes in your way to the top. Hence, you don’t mind spending extra bucks for convenience. That’s why you opt for a fast and easy mode of transport so you can hop on and off the MRT, climb stairs or take the lift with your trusty bike by your side.
Power-assisted bicycle
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About the bicycle: Also known as e-bicycle, it uses a battery-powered motor to assist in pedalling. It can travel faster and further than regular bicycle with lesser effort from the cyclist. It’s also an energy efficient and emission-free motorised mode of transport that still offers health benefits to the cyclist.
About the cyclist: You love technology and want to make cycling a breeze. Who wants to reach the destination tired and sweaty anyway? Not you. You want to take care of your health by enjoying the benefit of cycling, but also take care of your knees by lowering the negative impact of cycling. You want to save the environment, just like you want to save money, by using a greener mode of transport.
Which type of bicycle is for you?
For most cyclists, a bicycle is more than just a mode of transport. It is a part of their lifestyle. As important as it is to keep yourself safe on the bicycle by wearing helmets and following the law, it is just as important to get yourself and your bicycle insured with ePROTECT personal mobility insurance. Enjoy medical reimbursement, personal liability protection and other benefits that every cyclist should have.
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Information is accurate as at 20 July 2020. This policy is underwritten by Etiqa Insurance Pte. Ltd. (Company Reg. No. 201331905K). Protected up to specified limits by SDIC. You should seek advice from a qualified adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. It is usually detrimental to replace an existing personal accident plan with a new one. A penalty may be imposed for early termination and the new plan may cost more or have less benefit at the same cost.
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