Term Life Insurance

Affordable life insurance in a few clicks. Start protecting your loved ones from just $0.04 /day1 and for COVID-19.

Limited Time Deal! Get the assurance of term life insurance with greater savings today! With ePROTECT term life, you can enjoy up to 18% premium discount* throughout your policy term. Terms apply. Find out more

Protect the life you’ve built

It’s always on top of our mind to insure the big items we have such as homes and cars! But we often forget to include ourselves on the list. Contrary to thinking, life insurance can be easy and affordable.


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Single, working professional



Just married



Family with kids


Individuals with loan commitments

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Don't be thrown off by life

Tiq’s Term Life insurance plan provides cover when life throws you a curve ball, helping to clear debts and support your loved ones.

What We Offer

Term Life Insurance

Provide for your family during hard times

Get up to $2 million in the event of death. Your family will not be left with debts or worries about living expenses. #touchwood

Get full control over coverage and premium

Select your preferred sum insured from $50,000 for renewable short-term plan to $2 million for long-term plans of 20 years or up to age 65.

Deal with unexpected expenses

Receive a lump sum payout if you're diagnosed with terminal illness or total & permanent disability. Lesser worries on your family's future finances.

Protection against 30 Critical Illness2

With our optional add-on cover, you and your family will be able to better cope with medical expenses and living costs if you suffer from a specified medical condition.

More complimentary cover, less stress. With Financial Assistance Benefits for COVID-19 and side effects of the vaccine, we hope this gives you better peace of mind. Read more here

Unsure of how much life insurance you need?

Simply answer a few questions on LIA life insurance calculator to better understand your financial protection needs.

The LIA Protection Gap Study3 shows that an average adult needs a life protection that’s 9 times of your annual income.

Our Plans

Designed to suit your needs. No medical examination required4, simple and fuss-free.

DIRECT -
Etiqa term life

Life insurance to protect short term needs.

COVERAGE
$50,000 - $400,000

POLICY TERM
5-year renewable, 20-year fixed term to be covered till age 65

PREMIUM TERM
Same as policy

RENEWAL
Guaranteed

ADD-ONS (OPTIONAL)
Protection against 30 critical illness2




ePROTECT
term life

Life protection for a fixed term with higher coverage.

COVERAGE
$401,000 - $2million

POLICY TERM
5-year renewable, 20-year fixed term to be covered till age 65

PREMIUM TERM
Same as policy

RENEWAL
Guaranteed

ADD-ONS (OPTIONAL)
-





ePROTECT
mortgage

Income protection for mortgage loan.

COVERAGE
from $50,000

POLICY TERM
6 to 40 years fixed term


PREMIUM TERM
90% of policy term

RENEWAL
Guaranteed

ADD-ONS (OPTIONAL)
Critical illness premium waiver





GIGANTIQ
All-in-one plan for your savings and protection needs.

Exclusive for existing GIGANTIQ Policyholder only

COVERAGE
$10,000 - $100,000
with optional add-on Term Life Protection for Death & TPD

POLICY TERM
1-year, yearly renewable

PREMIUM TERM
Same as policy

RENEWAL
N.A.

Other Add-Ons (Optional)
Major Cancer
Accidental Death




COVERAGE
$50,000 - $400,000

POLICY TERM
5-year renewable, 20-year fixed term to be covered till age 65

PREMIUM TERM
Same as policy

RENEWAL
Guaranteed

ADD-ONS (OPTIONAL)
Protection against 30 critical illness





COVERAGE
$401,000 - $2million

POLICY TERM
5-year renewable, 20-year fixed term to be covered till age 65

PREMIUM TERM
Same as policy

RENEWAL
Guaranteed

ADD-ONS (OPTIONAL)
-



COVERAGE
from $50,000

POLICY TERM
6 to 40 years fixed term


PREMIUM TERM
90% of policy term

RENEWAL
Guaranteed

ADD-ONS (OPTIONAL)
Critical illness premium waiver




COVERAGE
$10,000 - $100,000

POLICY TERM
1-year, yearly renewable


PREMIUM TERM
Same as policy

RENEWAL
N.A.

ADD-ONS (OPTIONAL)
Major Cancer Accidental Death

Exclusive for existing GIGANTIQ customers only



1 Based on $50,000 cover (5-year renewable term plan) for 19 year-old non-smoking female.
2 Available for DIRECT – Etiqa term life
3 Based on LIA recommendation for an economically active adult from the Protection Gap Study 2017
4 Refer to FAQ below for more information

Don’t be shy, we’re here to help

Have an enquiry, not sure what’s best for your needs? Speak with us.

Frequently Asked Questions

With DIRECT – Etiqa term life and ePROTECT term life, you can get up to S$1.5 million of coverage without the need for a medical check for customers up to age 40 and in the pink of health. If a medical check is required, we will bear the cost. For customers above age 55, the allowable limit for purchase without medical check-up is S$100,000.

Yes, if you fulfil the following requirements:

• You are a Singapore resident with valid NRIC or FIN.
• You are between the age of 19 and 65 years old.
• You are a tax resident of Singapore.
• You have resided in Singapore for 182 consecutive days on day of insurance purchase.
• You are proficient in spoken or written English.
• You are not an undischarged bankrupt.
• You are not purchasing this plan to replace any existing policy with Etiqa or other insurer(s).

You can purchase online or through our Tiq by Etiqa app, available on Android and iOS.

To file for a claim, written notice must be given to us within 3 months of the occurrence of the claim event. The claimant must supply at his/her own expense, all certificates, information and evidence required by us for assessment of the claim. We reserve the rights to conduct a post-mortem and we will bear the expenses.

Information You Might Find Useful

DIRECT - Etiqa whole life

Looking for whole life protection and to accumulate cash value at the same time?

Hear From Others

What they say about our term life insurance

Important notes:

This policy is underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg ). As term life insurance has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. Information is correct as of 20 May 2021. This advertisement has not been reviewed by the Monetary Authority of Singapore.

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