Secure moments with comprehensive Pet Insurance

Stay worry-free. Let our Pet Insurance be your safety net for their care!

Secure moments with comprehensive Pet Insurance

Stay worry-free. Let our Pet Insurance be your safety net for their care!

Coverage Highlights

We believe that providing the best care for your dogs and cats1 should never be a financial burden. Make a proactive choice to safeguard their health and wellbeing.




Some situations where we cover:
Vomiting, Diarrhoea, Ear Infections, Cancer, Diabetes and more

Surgical
Up to $15,000 coverage for diagnostic tests, vet fees, operating theatre fees, pet boarding expenses, post-surgical treatment
Non-Surgical
Up to $3,500 coverage for outpatient expenses such as vet fees, prescribed drugs, dressings

Example of a Claim Scenario based on Plan Pawfect

Initial payment you pay

Total bill from Vet

(Deductible)

$4,000
-$200

Reimbursement Claim (80%)

Co-Insurance (20%)

$3,800
-$760
Amount paid by Etiqa to you:
$3,040
Reimbursement amount shown after $200 initial payment you paid. For pet before age 4, there will be a 20% Co-Insurance.
What's covered?
Hit by car, Animal attack and Fractured bones

Surgical
Up to $3,500 coverage for outpatient expenses such as vet fees

Example of a Claim Scenario based on Plan Pawfect

Initial payment you pay

Total bill from Vet

(Deductible)

$1,000
-$200

Reimbursement Claim (80%)

Co-Insurance (20%)

$800
-$160
Amount paid by Etiqa to you:
$640
Reimbursement amount shown after $200 initial payment you paid. For pet before age 4, there will be a 20% Co-Insurance.
What's covered?
Legally responsible to pay compensation in respect of Accidental Bodily Injury or Accidental loss to property caused by your pet  
 
Up to $500,000 for legal cost and expenses
What's covered?
Expenses due to Euthanasia recommended by Veterinarian if pet dies or suffers accidental bodily injury or sickness  
 
Up to $500 for costs of cremation, funeral service and/or handling expenses charged by the Veterinarian or funeral service
What's covered?
Complimentary Congenital and Hereditary Cover is added to your policy if you upload your pet's medical examination report that is issued by a Singapore registered Veterinary Centre within thirty (30) days before the purchase date.  

  1. Hip and elbow dysplasia;
  2. Luxating patella;
  3. Glaucoma;
  4. Cherry eye;
  5. Inverterbal disk disease (IVDD); and/or
  6. Conditions requiring femoral head and next excision

Plan Highlights

What is Covered Pawsome

Pawmazing
Pawtastic
Pawfect
Lifetime Limit $10,000 $20,000 $30,000 $45,000
Surgical Illness Cover* $2,000 $5,000 $10,000 $15,000
Non-Surgical Illness Cover* $500 $1,000 $2,500 $3,500
Accidental Injury* $500 $1,000 $2,500 $3,500
Funeral Expenses N/A $250 $350 $500
Third Party Liability N/A $100,000 $250,000 $500,000
Co-Insurance 20% - Pets enrolled before age 4
30% - Pets enrolled before age 9

*Deductible of $200 and Co-insurance applies

Pawsome

Pawmazing
Pawtastic
Pawfect
Lifetime Limit
$10,000 $20,000 $30,000 $45,000
Surgical Illness Cover*
$2,000 $5,000 $10,000 $15,000
Non-Surgical Illness Cover*
$500 $1,000 $2,500 $3,500
Accidental Injury*
$500 $1,000 $2,500 $3,500
Funeral Expenses
N/A $250 $350 $500
Third Party Liability
N/A $100,000 $250,000 $500,000
Co-Insurance
20% - Pets enrolled before age 4
30% - Pets enrolled before age 9

*Deductible of $200 and Co-insurance applies

How does No-Claim Discount work?

✓ Up to 20% no-claims discount
If there is no claim during
your period of insurance

Year 2
-5% off

Year 3
-10% off

Year 4&5
-15% off

Year 6 >
-20% off

How Multi-Pet Discount Works?

✓ Up to 10% multi-pet discount
For each additional pet in a single transaction,
the discount below will be applied individually.

How does No-Claim Discount work?

✓ Up to 20% no-claims discount
If there is no claim during
your period of insurance

Year 2
-5% off

Year 3
-10% off

Year 4&5
-15% off

Year 6 >
-20% off

How Multi-Pet Discount Works?

✓ Up to 10% multi-pet discount
For each additional pet in a single transaction,
the discount below will be applied individually.

What is Special About Us?

Plans Features
Pet Insurance
Insurance A Insurance B Insurance C
Entry Age 8 weeks onwards 16 weeks onwards 8 weeks onwards 12 weeks onwards
Medical expenses due to Illness (Sugical) Up to $15,000
-up to 30% co-insurance
-$200 deductible
Up to $10,000
-up to 40% co-insurance
-$250 deductible
Up to $10,000
-up to 30% co-insurance
Optional add-on $1,500
-$100 deductible
Medical expenses due to Accident $3,500
-up to 30% co-insurance
-$50 deductible
$3,000
-$50 deductible
$1,500
-$100 deductible
Post-surgical treatment benefit
Final expenses benefit Up to $500 Up to $250 Up to $300 for accidental death
Congenital & Hereditary Conditions Cover
Loss due to theft Up to $1,250 Up to $300 for accidental death
No-Claim Discount Up to 20% Up to 15% Up to 15%
Pet Insurance Insurance A Insurance B Insurance C
Entry Age
8 weeks onwards 16 weeks onwards 8 weeks onwards 12 weeks onwards
Medical expenses due to Illness (Sugical)
Up to $15,000
-up to 30% co-insurance
-$200 deductible
Up to $10,000
-up to 40% co-insurance
-$250 deductible
Up to $10,000
-up to 30% co-insurance
Optional add-on $1,500
-$100 deductible
Medical expenses due to Accident
$3,500
-up to 30% co-insurance
-$50 deductible
$3,000
-$50 deductible
$1,500
-$100 deductible
Post-surgical treatment benefit
Final expenses benefit
Up to $500 Up to $250 Up to $300 for accidental death
Congenital & Hereditary Conditions Cover
Loss due to theft
Up to $1,250 Up to $300 for accidental death
No-Claim Discount
Up to 20% Up to 15% Up to 15%

This comparison does not include information on all similar products. Etiqa Insurance Pte. Ltd does not guarantee that all aspects of the products have been illustrated. The comparison provides a summary of benefits for general comparison purpose from publicly available information. This information is accurate as of 25 January 2024.

What To Expect After Buying Pet Insurance?

Get up to 2X Etiqa Rewards Points

when you make a purchase via our mobile app! Redeem vouchers or offset your next insurance policy with your points. Plus, get instant access to our full suite of services!

Download Now

Tiq by Etiqa

Get up to 2X Etiqa Rewards Points

when you make a purchase via our mobile app! Redeem vouchers or offset your next insurance policy with your points. Plus, get instant access to our full suite of services!

Available On:

Frequently Asked Questions

Your Pet is licensed and You are the registered owner of Your Pet in Singapore;

  1. Your Pet is residing with You in Singapore;
  2. You must be a Singapore Citizen, or a permanent resident of Singapore, or a foreigner with valid Work Permit or Employment Pass or Dependant’s Pass or Long-Term Visit Pass;
  3. Your Pet is micro-chipped and has completed the required vaccination(s);
  4. Your Pet is at least eight (8) weeks old and below nine (9) years old at the start date of the Period of Insurance;
  5. Your Pet is not a working pet (such as guide dog, hunting dog or attack dog) or racing pet; and
  6. Your Pet is not used for breeding purposes.

We understand some pets carry genetics conditions due to its breed. That is why we will provide complimentary Congenital and Hereditary cover for the following conditions, subject to a waiting period of 12-months and provided it is not a pre-existing condition according to the medical report submitted on the purchase date of this policy.

  1. Hip and elbow dysplasia;
  2. Luxating patella;
  3. Glaucoma;
  4. Cherry eye;
  5. Inverterbral disk disease (IVDD); and/or
  6. Conditions requiring femoral head and neck excision.

In order to receive this complimentary cover, you are required to produce that your pet is clinically examined by a Veterinarian within thirty (30) days before the purchase date. You can submit this report during your sign-up application.

No Claim Discount is a benefit that you get to enjoy as a policyholder during your renewal, if your pet has no claims during period of insurance.

Period of InsuranceNCD Applicable
First Renewal Year5%
Second Renewal Year10%
Third and Fourth Renewal Year15%
Fifth Renewal Year and More20%

Information You Might Find Useful

Policy Wording: Pet Insurance
Brochure: Pet Insurance

See What Our Customers Say

Important notes:

1 cat(s) is applicable for private property only.

This Policy is underwritten by Etiqa Insurance. Pte. Ltd. This content is for reference only and is not a contract of insurance. Full Details of the policy terms and conditions can be found in the policy wording. Information is accurate as at 30 January 2024

FOLLOW US

×

Be the first to know
Get the latest promotions and news

Please share with us which topics interest you:
All
Financial Planning
Health & Wellness
Travel & Leisure
For the Millennials
Promotions & Giveaways

I consent and agree for Etiqa Insurance to collect, use and disclose the personal data above for the purposes of validation and sending, via telephone calls and text message. Read Etiqa's Privacy Policy [here]