The Ultimate Guide to Choosing the Right Pet Insurance

In Singapore, pets are cherished members of the family, and ensuring their wellbeing is a top priority for pet owners. One essential aspect of pet care is having the right insurance coverage to protect them in case of accidents or illnesses. In this comprehensive guide, we will delve into the factors to consider when selecting a pet insurance plan in Singapore.

Understanding Pet Insurance

Pet insurance is designed to provide financial coverage for veterinary expenses incurred due to accidents, illnesses, or preventive care for pets. It offers peace of mind to pet owners by alleviating the financial burden of unexpected medical bills.

Coverage Options

When choosing pet insurance, it is essential to consider the coverage options available. Common coverage includes accidents, illnesses, hereditary conditions, third party liability, and funeral expenses. You should evaluate your pet’s needs and choose a plan that offers comprehensive coverage. Tiq by Etiqa’s Pet Insurance offers the highest surgical coverage^ of up to S$15,000 for medical expenses due to surgical illness, free congenital and hereditary conditions cover*, the highest no claim discount of up to 20%, as well as the highest multi-pet discount (for pet owners who would like to insure more than one pet).

Cost Considerations

The cost of pet health insurance can vary depending on factors such as the pet’s age, breed, pre-existing conditions, and the level of coverage selected. You can compare premiums, deductibles, and reimbursement rates from different insurance providers to find a plan that fits your budget.

Exclusions and Limitations

Before purchasing a pet insurance plan, carefully review the policy’s exclusions and limitations. Some policies may exclude pre-existing conditions, certain breeds, or specific medical treatments. Understanding these limitations will help you make an informed decision.

Customer Reviews and Reputation

Research the reputation and customer reviews of insurance providers in Singapore. Look for insurers with a strong track record of timely claims processing, excellent customer service, and positive feedback from customers.

Tiq by Etiqa Insurance recently received the Feefo Platinum Trusted Service Award 2024, with an average customer rating of 4.6/5 stars. Our lovely customers have generously shared about their positive experiences with us, including affordable prices, and efficient customer service. We are proud of our achievements and are dedicated to constantly improving and serving you better.

Concluding Thoughts…

Pet insurance is not just about financial security; it’s about the unconditional love and companionship our furry friends provide. Clichéd as it might sound, it’s about being there for them in sickness and in health, ensuring they receive the best care possible without the burden of hefty medical bills. Because to all pet lovers, our four-legged companions are not just animals – they are cherished members of our family, and their wellbeing is our top priority. So don’t wait any longer. Get a quote here today!


Information is accurate as at 21 March 2024. This policy is underwritten by Etiqa Insurance Pte. Ltd. (Company Reg. No. 201331905K). Please refer to the policy wordings for the full terms and conditions of the policy.

^This comparison does not include information on all similar products. Etiqa Insurance Pte. Ltd does not guarantee that all aspects of the products have been illustrated. The comparison provides a summary of benefits for general comparison purpose from publicly available information. This information is accurate as of 21 March 2024.

*Upon provision of your pet’s medical examination report that is issued by a Singapore registered Veterinary Centre within thirty (30) days before the purchase date.

Tiq by Etiqa Insurance Pte. Ltd.

A digital insurance channel that embraces changes to provide simple and convenient protection, Tiq’s mission is to make insurance transparent and accessible, inspiring you today to be prepared for life’s surprises and inevitabilities, while empowering you to “Live Unlimited” and take control of your tomorrow.

With a shared vision to change the paradigm of insurance and reshape customer experience, Etiqa created the strong foundation for Tiq. Because life never stops changing, Etiqa never stops progressing. A licensed life and general insurance company registered in the Republic of Singapore and regulated by the Monetary Authority of Singapore, Etiqa is governed by the Insurance Act and has been providing insurance solutions since 1961. It is 69% owned by Maybank, Southeast Asia’s fourth largest banking group, with more than 22 million customers in 20 countries; and 31% owned by Ageas, an international insurance group with 33 million customers across 16 countries.

Discover the full range of Tiq online insurance plans here.





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