- The age definition for “Young and Inexperienced Driver” will be revised from “below 24 years old” to “below 27 years old”.
- Policy excess for repairs carried out at authorised workshops will be reduced if the policy is under Any Workshop plan.
For full details, please refer to the policy wording.
Why Private Car Insurance?
Unlimited windscreen cover ($100 excess for each replacement)
Extra 5% discount (Applies to drivers with NCD 30% or higher, and are demerit points free)
24-hour roadside assistance if you require towing service due to breakdown or accident within West Malaysia
Free coverage for child seat
(up to $300)
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Drive an Electric Vehicle?
Our Private Car Insurance also offers comprehensive protection for Electric Vehicles (EVs).
Coverage for your electric car battery and other electric components if they are accidentally damaged, or damaged by fire, flood or theft
Enjoy repairs at your preferred EV specialist workshop with 'My Workshop' add-on
Towing to nearest charging station or workshop in the event of a flat battery or battery failure with the 'Etiqa Package' add-on
We’ve got your back with 3 levels of cover
| BENEFITS | Features Insured | ||
|---|---|---|---|
| Comprehensive | Third-Party Fire & Theft | Third-Party Only | |
| Accidental loss or damage due to fire |  |
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| Loss or damage due to theft | |
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| Accidental loss or damage by other insured causes (not fire or theft) | |
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| Accessories and spare parts due to fire and/or theft only | |
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| Towing fee to repairers or places of safety due to an accident | up to $200 | up to $200 |
| Death or bodily injury to third party | |
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| Loss or damage to property that belongs to other party | |
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| Legal costs and expenses if you are legally responsible | up to $2,000 | up to $2,000 | up to $2,000 |
| Personal accident cover for policyholder due to a car accident | up to $50,000 | ||
| Medical expenses if policyholder/named driver or passenger in the vehicle is injured due to a car accident | up to $1,000 |
| Unlimited windscreen cover | Excess of $100 | ||
| Daily transport allowance for authorised workshops and repairs exceeding 3 days | $50 per day (up to 5 days) |
| Excess for driver(s) | Adjustable excess up to $2,500 to save more on premium | ||
| Additional excess for Unnamed Driver | $1,000 | ||
| Additional excess for Elderly, Young and Inexperienced Driver | $4,000 |
| Electric car battery, charging cable & other electric components | |
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| Towing to nearest charging station or workshop due to flat battery or battery failure | (With Etiqa Package add-on) |
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| Repairs at preferred EV specialist workshops | (With My Workshop add-on) |
