Private Car Insurance - Leading digital insurance company in Singapore | TIQ Singapore

Private Car Insurance

A smooth drive made smoother

Drive with peace of mind and let us protect you and your car

On-the-Go windscreen servicing

Repair or replace your windscreen anywhere, anytime. We'll go to you!

Be rewarded for being demerit-free!

Enjoy additional 5% discount if you have been demerit-free for the past 3 years!

Fast claims approval within 30 minutes

Get approval of up to S$5,000 own damage repair claims in just 30 minutes.

Quality service & repair warranty

Island-wide authorised workshops with 9 month repair warranty.

Drive with peace of mind and let us protect you and your car

 Features Insured
ComprehensiveThird-Party Fire & TheftThird-Party Only
Benefits for your car
Accidental loss or damage by fire 
Loss or damage by theft 
Accidental loss or damage by other insured causes  
Accidental loss or damage to
Accesssories and spare parts
*by fire and/or theft only
Towing to repairers or places of safety following accident (up to $200) 
Your legal liability
Death or bodily injury to third party
Loss or damage to property of other people
Your legal costs and expenses (up to S$2,000)
Personal accidents for insured (up to $50,000)  
Medical expenses (up to $1,000)  
Windscreen cover (excess of $100)  
Daily transport allowance for authorised workshops and repairs exceeding 3 days (S$50 per day up to max. of 5 days)  
Excess for Named DriverAdjustable Excess  
Additional Excess for Unnamed Driver$500  
Additional Excess for Elderly, Young and Inexperienced Driver$2,000  

Level up your plan with these add-ons

No-Claim Discount (NCD) Protector

Protect your NCD when you renew with us in the event of a claim

Adjustable Excess

Select the excess amount based on your needs and budget

Sun/Moon Roof Cover

Be sheltered and covered up to $2,000 for your car sun/moon roof

Workshop of Your Choice

Enjoy the freedom to choose your preferred workshop for repairs

Solar Film Cover

Receive damage coverage of up to $1,000 for your solar film

Frequently Asked Questions

How does Etiqa 30 minutes claims approval works?
Our fast claims approval is applicable to only own-damage motor claims under the amount of S$5,000 at Etiqa’s authorised workshops. Upon receiving the necessary claims and estimated damage documents, repair claims of up to S$5,000 can be approved in just 30 minutes. Exclusions apply for claims which are subjected to further investigation or a breach of policy conditions.
Does Tiq offer promotional discounts?
Yes, Tiq has promotional discounts everyday. Click here for more information.
How do I make a claim?
If you have a TiqConnect account with Etiqa, please log onto TiqConnect to submit your claims online. Otherwise, you may register for an account on our corporate website. Access can be created immediately. You may also contact our Customer Care hotline at +65 6887 8777 or email them at for further assistance.

Brochures and Documents




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Important notes:

This policy is underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites ( or or This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is accurate as at 20 July 2019.