Drive Less? Save More.
Enjoy up to 30% annual cashback based on your mileage.
The less you drive, the more you save—while helping to reduce carbon emissions.
Some scenarios where the Drive Less Save More (DLSM) add-on will benefit you:
- Leaving the car parked in a carpark while you take your family on a well-deserved break overseas.
- Own a car, but you work in the Central Business District. You prefer commuting via public transport to avoid the hassles of ERP/parking costs.
- Underutilised car that is used only for short errands like picking up your children or grocery runs.
- Just not driving much due to the rising petrol costs. 😛
The DLSM add-on is complimentary and automatically included when you sign up for your Private Car Insurance as a new customer.
Get cash rebates of up to 30% a year with
Drive Less Save More
| Tier | Daily Distance Less than | Daily Discount | Annual Rebate |
| 1 | 14km | 0.082% | 30% |
| 2 | 22km | 0.055% | 20% |
| 3 | 33km | 0.027% | 10% |
How it works
Sign up
Purchase our Comprehensive Private Car Insurance. Activate the DLSM add-on 3 days prior to your policy start date via Etiqa+ SG app.
Upload images
Upload images of your odometer and vehicle number via Etiqa+ SG app, with a minimum of 10 days between each upload.
Enjoy cash rebate
Your cash rebate will be credited to your TiqConnect eWallet within 3 working days.
A SMS notification will be sent to update you.
Eligibility
| Age of insured person | 25-80 years old |
| Age of vehicle | 0-15 years |
| Plan type | Comprehensive plan |
| Category | Used for private purposes |
Watch to learn how Drive Less Save More works
Don’t be shy, we’re here to help
Have an enquiry, not sure what’s best for your needs? Speak with us.
Get In Touch
Make an appointment for a callback or feel free to reach us at +65 6887 8777.
Frequently Asked Questions
To get started, you’ll need to activate your DLSM add-on via the Etiqa+SG mobile app. Activation will be available from three (3) days before your policy start date, and a TiqConnect account is required for activation.
For a step-by-step guide on activating your DLSM add-on and setting up a TiqConnect account, please refer to the full FAQ here.
After activating your DLSM add-on via the Etiqa+ SG mobile app, you’ll need to upload a photo showing your car’s odometer reading and vehicle number plate.
Thereafter, you’ll need to submit updated odometer photos periodically through the app, with at least 10 days between each submission. These submissions are required for us to calculate and process any cash rebate you may be eligible for during the coverage period.
Yes, you’re still entitled to the NCD for your Car Insurance. The DLSM cash rebate is calculated as a percentage of your premium, nett of the NCD (if any).
No, you’ll only be entitled for the cash rebate for the days preceding the termination of your policy.
Kindly contact our Customer Care team for assistance.
WhatsApp: +65 6887 8777
Operating hours: Mon–Fri, 8.45am–5.30pm (Closed on weekends and Public Holidays)
Please note: You’ll not be eligible for a cash rebate if:
- Your policy is cancelled before the end of the policy period (any eligible rebate earned prior to cancellation will still be paid)
- There is unauthorised tampering, modification, replacement, or malfunction of your odometer, or issues with uploaded images
- Your mileage does not qualify under the Rebate Table for high-mileage drivers
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Important notes:
This policy is underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg).
Information is accurate as at 4 June 2026.
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