ePROTECT personal mobility - Leading digital insurance company in Singapore | TIQ Singapore

ePROTECT personal mobility

Make insurance part of your mobility checklist

Hit the streets with the inner peace that comes only from comfortably co-existing with cars and pedestrians, obeying trafic law and having insurance. *Mobility devices cover bicycles, e-scooters, roller skates and wheelchairs

Medical expenses reimbursement of up to $3,000

Comprehensive accidental protection from accidental bodily injuries, medical expenses, permanent disablement to accidental death.

Personal liability protection if you are responsible for third-party bodily injuries, accidental death and loss or damage to third party’s property.

Period of Insurance













Michelle (age 29, cyclist), is looking for a comprehensive insurance plan to get herself and her 2 bicycles covered to get a peace of mind. The total value of her 2 bicycles is $5,000, therefore she will be able to opt for Advanced Plan ($350)

Optional Cover – Protect Your Bicycle

(Essential/Advanced/Ultimate Plans)

Coverage for bicycle damage

Coverage for bicycle theft if it gets stolen from your home

Optional – Add Ons

(Essential/Advanced/Ultimate Plans)

Geographical limit extension to include Malaysia and Thailand

Coverage for loss of/damage to bicycle in transit


Accidental Death$150,000$150,000$150,000$200,000
Permanent Disablement
Permanent Disablement due to Accident$150,000$150,000$150,000$200,000
Permanent Total Paralysis or complete insanity or injuries resulting in being permanently bedridden$150,000$150,000$150,000$200,000
Permanent Total loss of sight of both eyes or use of both hands or both feet or combination of these$150,000$150,000$150,000$200,000
Permanent Total Loss of speech $150,000$150,000$150,000$200,000
Permanent Total Loss of hearing in both ears$150,000$150,000$150,000$200,000
Permanent Total Loss of sight of one eye or use of one limb$75,000$75,000$75,000$100,000
Permanent Total Loss of hearing in one ear$30,000$30,000$30,000$40,000
Permanent Total toss of use of a shoulder, elbow, hip, knee, ankle or wrist$22,500$22,500$22,500$27,500
Permanent Total Loss of use or loss by amputation of:
One Thumb$22,500$22,500$22,500$27,500
One forefinger$15,000$15,000$15,000$20,000
Any other finger or one big toe$7,500$7,500$7,500$10,000
Any other toe$3,000$3,000$3,000$4,000
Medical Expense Reimbursement
3. Medical Expense Reimbursement
(For any one accident) (Deductible of $200 applies, except for treatment by Traditional Chinese Medical Practitioner which is subject to a sub-limit of $100 per visit and $1,000 per accident)
Personal Liability
Accidental death or Bodily Injury to third party$300,000$300,000$300,000$300,000
Loss or damage to property
Legal costs and expenses of litigation recovered against you
Costs and expenses of legal defence incurred by you

*While riding on, mounting onto or dismonting from you bicycle or mobility device

Optional Cover - Only applicable to 12 months Periods of Insurance (Covering Bicycle)

Insurance for Bicycle (anywhere in Singapore)
Bicycle loss and damage* arising from:
Accidental damageN.A.Bicycle value between $1,501 - $3,000Total Bicycle values between $3,001 - $10,000Total Bicycle values between $10,001 - $20,000
Malicious damage
Other Optional Coverage
Geographical Limit ExtensionN.A.$39.90$39.90$39.90
Loss in TransitN.A.$25.00$25.00$25.00

* Age of Bicycle : Brand New or Used Bicycles and less than 2 years Subject to deductible $200 each and every claim
^ With clear visible evidence of forcible entry to your home and have reported the theft to the police and provided us a copy of the police report

Frequently Asked Questions



If I am a foreigner or Singaporean Permanent Resident (PR), can I purchase this policy?
Yes, you can purchase this policy as long as you are a Singapore PR or hold a valid employment pass, dependant’s pass, work pass, long-term visit pass or student pass in Singapore.
Is there a free-look period?
Yes. There is a 14-day free-look period for this policy.
How do I make a claim?
If you have a TiqConnect account with Etiqa, please log onto TiqConnect to submit your claims online. Otherwise, you may register for an account on our corporate website. Access can be created immediately. You may also contact our Customer Care hotline at +65 6887 8777 or email them at customer.service@etiqa.com.sg for further assistance.

Brochures and Documents



Policy Wording: ePROTECT personal mobility


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Important notes:

This policy is underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg). This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is accurate as at 20 July 2019.