ePROTECT maid - Leading digital insurance company in Singapore | TIQ Singapore

Why Maid Insurance?

Protect your maid with the right insurance coverage while safeguarding unexpected expenses and liabilities as an employer.

Personal accident cover for your maid from S$60,000
Hospitalisation & surgical expenses for your maid
Repatriation expenses of S$10,000
Wages compensation & levy reimbursement
Termination and re-hiring expenses
Medical expenses reimbursement in case of abuse by maid
  • Issue a Letter of Guarantee to Philippine Overseas Labour Office (POLO) on your behalf, if your Filipino maid needs to renew her passport or when on home leave.
  • Security bond to Ministry of Manpower that limits your liability from S$5,000 to S$250 with Security Bond Protector Popular
  • Top-up hospitalisation and surgical coverage for your maid Popular
  • Critical illness coverage for your maid from S$5,000
  • Home cover due to fire, burglary or theft by maid
  • Third party liability in the event maid causes accidental bodily injury and/or accidental damage to third party

Flexible coverage for you & your maid

Sum insured(S$)
Letter of Guarantee to the Ministry of Manpower Singapore$5,000$5,000$5,000
Repatriation Expenses$10,000$10,000$10,000
Hospitalisation & Surgical Expenses(annual limit for inpatient expenses including day surgery)$15,000 per year$15,000 per year$15,000 per year
Wages & Levy Reimbursement(max. 30 days of Hospitalisation)Up to $30 per dayUp to $30 per dayUp to $30 per day
Alternative Maid Services(max. 30 days of Hospitalisation)Up to $10 per dayUp to $15 per dayUp to $20 per day
Termination/ Re-Hiring Expenses$250$300$350
Special Grant$500$1,000$2,000
Medical expenses reimbursement in the event of abuse by maidUp to $5,000Up to $5,000Up to $5,000
Sum insured(S$)
Personal Accident Benefits
Accidental Death$60,000$65,000$70,000
Permanent Disablement
Medical Expenses due to Accident or Injury$1,000$2,000$3,000
Recuperation Benefits
(max. 30 days of Hospitalisation)
Up to $10 per dayUp to $15 per dayUp to $20 per day
Third Party Liability$5,000$7,500$10,000
BENEFITSSum insured(S$)
POLO Letter of Guarantee$7,000
Security Bond Protector Popular$5,000 (excess of $250)
Additional Hospitalisation & Surgical Expenses PopularTop-up sum of $5,000 to $25,000
Critical Illness CoverChoice of $5,000/$10,000/$20,000
Home Cover (valuables are capped at 10% of sum insured)Option of up to $5,000/$10,000/$20,000
Additional Third Party LiabilityOption of $25,000/$50,000/$75,000

PLANPremium Rate(S$)Premium Rate after 30% Discount(S$)
26 months
Plan A$260.96$182.67
Plan B$282.36$197.65
Plan C$314.46$220.12
14 months
Plan A$184.55$129.19
Plan B$195.25$136.68
Plan C$222.00$155.40
ADD-ONPremium Rate(S$)Premium Rate after 30% Discount(S$)
26 months
POLO Letter of Guarantee$65.00$45.50
Security Bond Protector Popular$51.50$36.05
14 months
POLO Letter of Guarantee$65.00$45.50
Security Bond Protector Popular$35.45$24.82

Frequently Asked Questions

The maid insurance cover ceases from the time she leaves Singapore and resumes upon her return provided her work permit is not cancelled.
This a requirement by the Ministry of Manpower (MOM). An additional 2 months of coverage for all maid insurance and bonds is required so that you maid is covered in the event that she overstays in Singapore after her work permit expires.
If you have a TiqConnect account with Etiqa, please log onto TiqConnect to submit your claims online. Otherwise, you may register for an account on our corporate website. Access can be created immediately. You may also contact our Customer Care hotline at +65 6887 8777 or email them at customer.service@etiqa.com.sg for further assistance.

Brochures and Documents

Brochure: eProtect maid
Policy Wording: eProtect maid

Important notes:

This policy is underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg). Information is accurate as at 27 May 2020.