Coverage for unexpected medical expenses

Tiq Personal Accident

Coverage | Resources | FAQs

Safeguard you and your family’s well-being before the mozzie strikes! As at Sept 5, more than 6,200 dengue cases have been reported in 2023. There are currently 48 active dengue clusters, 13 of which are large clusters with 10 or more cases. Tiq Personal Accident provides up to $2,000 inpatient medical expenses, if you are hospitalised due to Dengue Fever.

Did you know?

Did you know that “Accidents, poisoning and violence” is ranked #1 under the Top 10 conditions of Hospitalisation in Singapore?1

In addition, Slip, Trip and Fall (STF) related major injuries increased slightly from 103 in 2H 2020, to 113 in 1H 2021.2

1 Source: Statistics is taken from year 2016-2018 from
2 Source: Statistic is taken from

So what exactly is covered under Tiq Personal Accident?

Tiq Personal Accident

Choose a plan based on your needs

Benefits Enhanced Silver Enhanced Gold Enhanced Platinum
Section 1 – Accidental Death $125,000 $300,000 $500,000
Section 2 – Permanent Disablement due to Accident $125,000 $250,000 $500,000
Section 3 – Temporary Total Disablement $50 weekly
(up to 104 weeks)
$100 weekly
(up to 104 weeks)
$200 weekly
(up to 104 weeks)
Section 4 – Medical Expenses Reimbursement
a) Outpatient Medical Expenses (Sublimit for TCM: up to $150 per visit and $1,000 per Accident)
b) Inpatient Medical Expenses due to Bodily Injury
$500 $1,500 $2,000
c) Inpatient Medical Expenses due to Infectious Diseases $1,000 $1,500 $2,000
Section 5 – Hospitalisation Allowance $50 per day
(up to 180 days)
$100 per day
(up to 180 days)
$200 per day
(up to 180 days)
Section 6 – Facial Reconstruction Surgery $1,000 $2,000 $5,000
Section 7 – Bereavement Grant $3,000
Section 8 – Mobility Expense Reimbursement $1,000 $2,000 $3,000
Section 9 – Ambulance Fee $200
Section 10 – Home or Office Modification Reimbursement $1,000 $2,000 $5,000
Section 11 – Death due to Infectious Disease $50,000
Section 12 – Permanent Disablement due to Infectious Disease $50,000
Section 13 – Physiotherapy $1,000 $1,500 $2,000
Section 14 – COVID-19 Home Recovery Cash Benefits
One-time payout - Outpatient medical expense upon diagnosis
Section 15 – COVID-19 Hospital Cash Benefit $50 per day
(up to 15 days)
Section 16 - Home Recovery for Infectious Disease (Optional Benefit) S$50 per day, up to 10 days

Opt for Home Recovery benefits and get up to $500 if you are contracted with Infectious Diseases such as Dengue Fever, Food Poisoning etc.

Frequently Asked Questions

You can buy Tiq Personal Accident if you are a Singaporean citizen, Permanent Resident of Singapore or foreigner with a valid Work Pass, Student Pass, Dependant’s Pass or Long Term Visit Pass, aged between 17 to 70 years old.

The policy shall be renewed up to the maximum age of seventy-five (75) years subject to our satisfaction on Your state of health.

Tiq Personal Accident provides a wide range of coverage such as:

  • Unexpected falls or slips
  • Food poisoning
  • Dengue Fever
  • Hand, Foot and Mouth Disease (HFMD)
  • Physiotherapy expenses
  • Hospital Cash benefit due to COVID-19
  • Home Recovery Cash benefit upon COVID-19 diagnosis

Please refer to our Policy Wording for the comprehensive coverage list.

If you have a TiqConnect account with Etiqa, please log onto TiqConnect to submit your claims online. Otherwise, you may register for an account on our corporate website. Access can be created immediately.

You may also contact our Customer Care hotline at +65 6887 8777 or email them at for further assistance.

Information You Might Find Useful

Policy Wording: Tiq Personal Accident
Occupation List: Tiq Personal Accident
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Hear From Others

Important notes: This policy is underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites ( or The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore. You should seek advice from a qualified adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. It is usually detrimental to replace an existing personal accident plan with a new one. A penalty may be imposed for early termination and the new plan may cost more or have less benefit at the same cost. Information is correct as of 1 April 2024.



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