Coverage for the unexpected medical expenses

ePROTECT safety

Coverage | Resources | FAQs

Let's stay safe and healthy together!

With our enhanced ePROTECT safety, you get extended coverage for unexpected expenses due to infectious diseases, with a monthly renewable subscription from S$18 per month.

Enhanced Infectious Disease Coverage

Death and Permanent Disablement benefit at S$50,000

Up to S$2,000 Inpatient Medical Expenses

Add a new shine to safety

Accidents bring about the unexpected. Personal accident insurance makes a decisive difference to your well-being.

Up to S$500,000 protection for accidental death or permanent disability

Hospitalisation expenses for 22 infectious diseases including Hand, Foot, and Mouth Disease, Dengue Fever, and H1N1

Outpatient medical expenses of up to S$4,000


BENEFITS Sum insured (S$)
Enhanced Silver Enhanced Gold Enhanced Platinum
Section 1 – Accidental Death $100,000 $300,000 $500,000
Section 2 – Permanent Disablement due to Accident $100,000 $300,000 $500,000
Section 3 – Medical Expenses Reimbursement $2,000 $3,000 $4,000
a) Outpatient Medical Expenses (Sublimit for TCM: up to $150 per visit and $1,000 per Accident)
b) Inpatient Medical Expenses due to Bodily Injury
c) Inpatient Medical Expenses due to Infectious Diseases $1,000 $1,500 $2,000
Section 4 – Hospitalisation Allowance $50 per day up to 180 days $100 per day up to 180 days $200 per day up to 180 days
Section 5 – Facial Reconstruction Surgery $1,000 $2,000 $5,000
Section 6 – Bereavement Grant $3,000 $3,000 $3,000
Section 7 – Mobility Expense Reimbursement $1,000 $2,000 $3,000
Section 8 – Ambulance Fee $200 $200 $200
Section 9 – Home or Office Modification Reimbursement $1,000 $2,000 $5,000
Section 10 – Death due to Infectious Disease $50,000 $50,000 $50,000
Section 11 – Permanent Disablement due to Infectious Disease $50,000 $50,000 $50,000

Choose auto-renewal or renew monthly from $18 per month

Insured but still looking?

Let us know when your policy ends and we’ll send you a reminder to switch to Tiq by Etiqa Insurance.
Set. Relax. No Regrets!

Don’t worry, we’ll wait for you!

When does your existing ePROTECT safety expire? (A guess is okay)
Invalid Date field
Invalid Name field
Invalid Contact field
Invalid Email field

Reminders will be sent at least 1 month prior to the renewal of your existing insurance policy. By submitting your details, you allow us to get in touch with the latest promotions, marketing updates and how to switch to us.
Disclaimer: We will not be held responsible if our reminder doesn’t reach you and you choose to cancel your policy with your existing insurer.

Frequently Asked Questions

You can buy enhanced ePROTECT safety if you are Singaporean citizen, Permanent Resident of Singapore or foreigner with a valid Work Pass, Student Pass, Dependant’s Pass or Long Term Visit Pass, aged between 17 to 70 years old.

To get covered immediately, click here.

Yes, you can buy enhanced ePROTECT safety for you and your children. With this, your children will be eligible for 20% of the sum insured under your selected plan.

For the child(ren) to be eligible under this Insurance plan, the following conditions must be met:

  • The child(ren) must be a legal child including stepchild and/or legally adopted child;
  • The child(ren) must be at least 1 year of age and not more than seventeen (17) years of age, or up to 25 years for full time students in a recognised tertiary institution;
  • The child(ren) must be wholly dependent on the Proposer or his/her legal spouse for financial support;
  • The child(ren) must be must be unmarried; and
  • The plan type of the child(ren)’s coverage is (are) the same as the Proposer or his/her legal spouse’s plan.

For a new policy purchase, the first month premium will be deducted from your credit card via the online payment process.

If you have enrolled for auto credit card deduction for your subsequent month insurance premium, the monthly insurance premium will be automatically deducted from your designated credit card 7 days before the expiry date of the insurance protection.

If you have not enrolled for auto credit card deduction for your subsequent month insurance premium, Etiqa will send a renewal SMS with instructions on how to make your insurance premium payment via your credit card, 7 days before the expiry date of the insurance protection.

Information You Might Find Useful

Policy Wording (enhanced): ePROTECT safety

See What Our Customers Say

Important notes:

This policy is underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites ( or information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore. You should seek advice from a qualified adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. It is usually detrimental to replace an existing personal accident plan with a new one. A penalty may be imposed for early termination and the new plan may cost more or have less benefit at the same cost. Information is accurate as at 02 April 2020.



Be the first to know
Get the latest promotions and news

Please share with us which topics interest you:
Financial Planning
Health & Wellness
Travel & Leisure
For the Millennials
Promotions & Giveaways

I consent and agree for Etiqa Insurance to collect, use and disclose the personal data above for the purposes of validation and sending, via telephone calls and text message. Read Etiqa's Privacy Policy [here]