Protect you and your loved ones from life’s uncertainties
Choose from Whole Life and Term Life plans
Life protection from $0.04/day
No medical examination required
Guaranteed policy renewal
Option to accumulate cash value
with Whole Life Plan
Protection against 30 critical illnesses*
*For DIRECT - Etiqa term life and DIRECT - Etiqa whole life only
| FLEXIBLE COVERAGE | •
Choose the amount of protection you need • No medical examination is required ^ |
| CHOICE OF COMMITMENT PERIOD | Choose the sum insured and duration of coverage you require: • Protection for short-term obligation: Choose a term plan with 5-year renewable term (renewal guaranteed) ^^ • Long-term protection with certainty: Choose a term plan with 20-year fixed term or be covered till 65 years old • Lifetime protection: Choose a whole life plan with limited-pay up to age 70 or 85 years old |
| CHOICE OF CASH VALUE | To accumulate cash value, choose a whole life plan with lifetime cover |
| CHOICE OF EXTRA PROTECTION | Take precaution against 30 critical illnesses with the optional DIRECT - Etiqa CI rider * (only available with DIRECT – Etiqa term life or DIRECT – Etiqa whole life) |
^Refer to FAQs below for more information
^^For DIRECT - Etiqa term life and ePROTECT term life only. At an updated premium at age of renewal
Choose from short-term to lifetime coverage
Plan Type
Term plan: Life protection for selected term
Sum Insured
$50,000 - $400,000
Policy Term
5-year renewable term,
20-year fixed term or
be covered till 65 years old
Premium Term
Same as policy
Guaranteed renewal
Cash value and reversionary bonus accumulation
Plan Type
Term plan: Life protection for selected term
Sum Insured
$401,000 - $2 million
Policy Term
5-year renewable term,
20-year fixed term or
be covered till 65 years old
Premium Term
Same as policy
Guaranteed renewal
Cash value and reversionary bonus accumulation
Plan Type
Whole life plan: Lifetime protection
Sum Insured
$50,000 - $200,000
Policy Term
Lifetime
Premium Term
Pay till age 70 or 85
Guaranteed renewal
N.A
Cash value and reversionary bonus accumulation
*Refer to FAQs below for more information
Curated plans to cover unique needs at different stages of your life
| Name: | Aziz |
| Age: | 30 |
| Occupation: | Engineer |
| Description: | Getting married in 6 months |
| Life Insurance: | The Strategist knows the importance of looking beyond the surface. He is motivated to get the best life protection and value at a lower cost. Here, Aziz compares DIRECT - Etiqa term life and ePROTECT term life. |
| High coverage at lower costs Best value premium More than 16% savings! 2 | ||
| ePROTECT term life | DIRECT - Etiqa term life | |
| Premiums1 | ||
| Premium | $459.00 per year | $107.10 per year |
| Premium and Policy Terms | Fixed at 20 years | Fixed at 20 years |
| Sum Insured | $1 Million | $200,000 |
| Premiums based on $100,000 coverage: | ||
| Premium | $45.90 per year or less than $0.13 per day | $53.55 per year or less than $0.15 per day |
1 Premium is based on a Male, non-smoker, 30 years old (age next birthday) for illustration only
2 Calculated premiums based on $100,000 coverage
Although the premium looks higher at first glance, ePROTECT term life offers a more cost-effective way to enjoy higher protection at a lower cost.
Sum insured: $401,000 - $2,000,000
Sum insured: $50,000 – $400,000
Sum insured: $50,000 – $200,000
Are you an existing customer? Others want to see what you have to say.
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This policy is underwritten by Etiqa Insurance Pte. Ltd.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
Age means the age at next birthday.
You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC web-sites (www.lia.org.sg or www.sdic.org.sg ).
This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.
DIRECT - Etiqa whole life
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.
DIRECT - Etiqa term life, ePROTECT term life
As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely.
Information is correct as of 16 August 2019.
No fuss, no hassle
