Travel Advisory
As the Hong Kong riots are currently considered a known event, there will be no coverage for Travel Delay/ Postponement, Flight Diversion and Trip Cancellation for travelers going to Hong Kong. Please exercise caution if you are travelling there.
COVID-19 OutbreakIn view of the WHO declaring COVID-19 as a pandemic on 11 March 2020, any claims arising from the coronavirus disease (COVID-19) will not be covered, unless your policy was issued prior to 31 January 2020, 0001 hours.
As the situation develops, cover to the other areas are subject to change.
For more information, please refer to this official notice.
The world is your oyster, and nothing should stop you from going places and exploring the world. Not flight delays, not lost baggage and definitely not pre-existing medical conditions. That's why we are here to help you fulfill your wanderlust, minus the stress and worries of situations out of your control.
Coverage for Pre-Existing Medical Conditions
Family-friendly! Grandparents can now travel under our family plan
Visitors from overseas can now travel together with a Singapore resident. Learn more.
Automated flight delay monitoring with instant payout with only 3 hours of consecutive flight delay
Super affordable so you can spend less on insurance, more on experiences
Hassle-free and easy travel claims process by our award-winning team
Most travel insurers do not cover claims resulting from pre-existing medical conditions while you are overseas. Thankfully, we do. Opt for one of our Pre-Ex plans to adequately cover yourself on your travels.
Some common examples of pre-existing medical conditions are:
Diabetes
Stroke
Asthma
Sleep Apnea
Cancer
Epilepsy
*Cover and limits based on Pre-Ex Luxury plan.
Please refer to the Policy Wording for full coverage information.
| NON PRE-EX PLANS | |||
|---|---|---|---|
| BENEFITS | ENTRY | SAVVY | LUXURY |
Personal Accident Benefits | |||
| Personal Accident (Accidental Death and Permanent Disablement) | |||
| Adult aged below 70 years old | $150,000 | $300,000 | $500,000 |
| Adult aged 70 years - 80 years | $30,000 | $40,000 | $50,000 |
| Child | $50,000 | $100,000 | $200,000 |
| Personal Accident (Inflight Accidental Death) | Included under Personal Accident benefit | ||
Medical and Travel Benefits | |||
| Medical Expenses Incurred Overseas | |||
| Adult aged below 70 years old | $200,000 | $500,000 | $1,000,000 |
| Adult aged 70 years - 80 years | $30,000 | $50,000 | $75,000 |
| Child | $75,000 | $150,000 | $250,000 |
| Medical Expenses Incurred in Singapore | |||
| Adult aged below 70 years old | Not Covered | $7,500 | $10,000 |
| Adult aged 70 years - 80 years | Not Covered | $1,000 | $3,000 |
| Child | Not Covered | $2,500 | $5,000 |
| Overseas Hospital Income | $5,000 ($200 per 24 hrs) | $10,000 ($200 per 24 hrs) | $20,000 ($200 per 24 hrs) |
| Hospital Allowance in Singapore | $500 ($50 per 24 hrs) | $1,000 ($100 per 24 hrs) | $1,500 ($100 per 24 hrs) |
| Hospital Visitation | Not Covered | $2,500 | $5,000 |
| Compassionate Visit | Not Covered | $5,000 | $7,500 |
| Child(ren) Guardian | Not Covered | $2,500 | $5,000 |
| Emergency Telephone Charges | $100 | $200 | $400 |
Travel Assistance Benefits | |||
| Emergency Medical Evacuation | Combined limit up to $1,000,000 | Combined limit up to $1,500,000 | Combined limit up to $1,800,000 |
| Repatriation Of Mortal Remains to Singapore | |||
Travel Inconvenience Benefits | |||
| Trip Cancellation and Loss of Deposit | $5,000 | $5,000 | $10,000 |
| Bankruptcy of Travel Agent | $1,000 | $1,000 | $3,000 |
| Travel Curtailment (including Hijacking) | $3,000 | $3,000 | $5,000 |
| Personal Effects (including laptop computer) | $2,000 ($250 per article, $1,000 per laptop) | $2,000 ($250 per article, $1,000 per laptop) | $3,000 ($250 per article, $1,000 per laptop) |
| Baggage Delay | $200 ($100 per 6hrs) | $200 ($100 per 6hrs) | $200 ($100 per 6hrs) |
| Loss of Travel Documents (including money) | Personal Money; $100 | Personal Money; $300 | Personal Money; $500 |
| Personal Documents; $150 | Personal Documents; $250 | Personal Documents; $500 | |
| Travel Delay | $300 ($50 per 3hrs) | $300 ($50 per 3hrs) | $500 ($50 per 3hrs) |
| Flight Diversion | $300 ($100 per 6hrs overseas) | $300 ($100 per 6hrs overseas) | $500 ($100 per 6hrs overseas) |
| Flight Overbooking | $100 | $100 | $100 |
| Travel Misconnection | $200 ($100 per 6hrs overseas) | $200 ($100 per 6hrs) | $200 ($100 per 6hrs) |
| Travel Postponement | $500 | $500 | $1,000 |
Liability Benefits | |||
| Personal Liability | $250,000 | $500,000 | $750,000 |
Special Benefits | |||
| Hijacking/Kidnapping and Hostage | $1,000 | $1,000 | $3,000 |
| Automatic Extension of Cover | Up to 7 days | Up to 14 days | Up to 14 days |
| Act of Terrorism Cover | |||
| Adult aged below 70 years old | $100,000 | $200,000 | $300,000 |
| Adult aged 70 years - 80 years | $30,000 | $40,000 | $50,000 |
| Child | $50,000 | $75,000 | $100,000 |
| Home Content Cover | Not Covered | $5,000 | $10,000 |
Add-ons | |||
| Child Education Cover | $3,000 per child (up to $15,000) | $3,000 per child (up to $15,000) | $3,000 per child (up to $15,000) |
| Rental Car Excess Cover | $300 | $500 | $1,000 |
| Pet Hotel Cover | $1,000 ($50 for every 6 hrs) | $1,000 ($50 for every 6 hrs) | $1,000 ($50 for every 6 hrs) |
| Sport Equipment Protector | $500 | $2,000 | $4,000 |
If you have a TiqConnect account with Etiqa, please log onto TiqConnect to submit your claims online. Otherwise, you may register for an account on our corporate website. Access can be created immediately. You may also contact our Customer Care hotline at 6887 8777 or email them at customer.service@etiqa.com.sg for further assistance.
No, your period of insurance must include your entire trip from the date of departure from Singapore to the date of arrival in Singapore.
Yes you can mix and match the plans for Married Couple and Group Plans for single trips only, provided the trip does not exceed 30 days.
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This policy is underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg). This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is accurate as at 20 July 2019.
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