Tiq Travel Insurance - Leading digital insurance company in Singapore | TIQ Singapore

Tiq Travel Insurance

Tiq Travel Insurance Buy Now

We're taking a break from travel and you should too!

In case you've missed the major news, all non-essential travel should be avoided. That means we're all stuck together in Singapore.

Tiq will stop the sale of our travel insurance for time being. BUT here's how we make the best of our situation: ePROTECT safety protects you and you love ones from unexpected accidents, and comes free with COVID-19 and Dengue Fever Cover.

Don't say we never share! Learn More

As the Hong Kong riots are currently considered a known event, there will be no coverage for Travel Delay/ Postponement, Flight Diversion and Trip Cancellation for travelers going to Hong Kong. Please exercise caution if you are travelling there.

COVID-19 Outbreak

In view of the WHO declaring COVID-19 as a pandemic on 11 March 2020, any claims arising from the coronavirus disease (COVID-19) will not be covered, unless your policy was issued prior to 31 January 2020, 0001 hours.

  • The World Health Organisation (WHO) declared on 30 Jan 2020 that the coronavirus epidemic in China now constitutes a public health emergency of international concern. We are treating this Event as known and foreseen, effective 31 January 2020. As such, any claims arising globally from this Event will not be covered unless your policy was issued prior to 31 January 2020, 0001 hours.Notwithstanding the above, Etiqa Singapore will honour claims related to / caused by this Event, subject to the terms and conditions of your policy, if your policy was issued before:
    • 22 January 2020, 0001 hours for Insured(s) travelling to Wuhan
    • 27 January 2020, 0001 hours for Insured(s) travelling to the rest of Mainland China (excluding Hong Kong, Macau & Taiwan)

As the situation develops, cover to the other areas are subject to change.

For more information, please refer to this official notice.

Tiq Travel Insurance. Tiq off with us today!

The world is your oyster, and nothing should stop you from going places and exploring the world. Not flight delays, not lost baggage and definitely not pre-existing medical conditions. That's why we are here to help you fulfill your wanderlust, minus the stress and worries of situations out of your control.

Why Tiq Travel?

Coverage for Pre-Existing Medical Conditions

Family-friendly! Grandparents can now travel under our family plan

Visitors from overseas can now travel together with a Singapore resident. Learn more.

Automated flight delay monitoring with instant payout with only 3 hours of consecutive flight delay

Super affordable so you can spend less on insurance, more on experiences

Hassle-free and easy travel claims process by our award-winning team

How does automated flight delay benefit work?

Watch this video to find out more

Coverage For Pre-Existing Medical Conditions

Most travel insurers do not cover claims resulting from pre-existing medical conditions while you are overseas. Thankfully, we do. Opt for one of our Pre-Ex plans to adequately cover yourself on your travels.

Some common examples of pre-existing medical conditions are:




Sleep Apnea



Pre-Ex Plans Key Benefits:

Daily hospitalization benefits:

up to $20,000*

Overseas Medical benefits:

up to $150,000*

Emergency medical evacuation and repatriation:

up to $250,000*

*Cover and limits based on Pre-Ex Luxury plan.
Please refer to the Policy Wording for full coverage information.

Everyone can travel with us!

No matter who you are, or how you travel, we have a plan for you.


Married Couple

Family (Up to 6 adults)

Group (Up to 10 pax)


View Pre-Ex Plan View Non Pre-Ex Plan
Personal Accident (Accidental Death and Permanent Disablement) 
Adult aged below 70 years old$150,000$300,000$500,000
Adult aged 70 years - 80 years$30,000$40,000$50,000
Personal Accident (Inflight Accidental Death)Included under Personal Accident benefit
Medical Expenses Incurred Overseas 
Adult aged below 70 years old$200,000$500,000$1,000,000
Adult aged 70 years - 80 years$30,000$50,000$75,000
Medical Expenses Incurred in Singapore 
Adult aged below 70 years oldNot Covered$7,500$10,000
Adult aged 70 years - 80 yearsNot Covered$1,000$3,000
ChildNot Covered$2,500$5,000
Overseas Hospital Income$5,000 ($200 per 24 hrs)$10,000 ($200 per 24 hrs)$20,000 ($200 per 24 hrs)
Hospital Allowance in Singapore$500 ($50 per 24 hrs)$1,000 ($100 per 24 hrs)$1,500 ($100 per 24 hrs)
Hospital VisitationNot Covered$2,500$5,000
Compassionate VisitNot Covered$5,000$7,500
Child(ren) GuardianNot Covered$2,500$5,000
Emergency Telephone Charges$100$200$400
Travel Assistance Benefits
Emergency Medical Evacuation Combined limit up to $1,000,000Combined limit up to $1,500,000Combined limit up to $1,800,000
Repatriation Of Mortal Remains to Singapore
Travel Inconvenience Benefits
Trip Cancellation and Loss of Deposit $5,000$5,000$10,000
Bankruptcy of Travel Agent $1,000$1,000$3,000
Travel Curtailment (including Hijacking) $3,000$3,000$5,000
Personal Effects (including laptop computer) $2,000 ($250 per article, $1,000 per laptop)$2,000 ($250 per article, $1,000 per laptop)$3,000 ($250 per article, $1,000 per laptop)
Baggage Delay$200 ($100 per 6hrs)$200 ($100 per 6hrs)$200 ($100 per 6hrs)
Loss of Travel Documents (including money) Personal Money; $100Personal Money; $300Personal Money; $500
Personal Documents; $150Personal Documents; $250Personal Documents; $500
Travel Delay$300 ($50 per 3hrs)$300 ($50 per 3hrs)$500 ($50 per 3hrs)
Flight Diversion $300 ($100 per 6hrs overseas)$300 ($100 per 6hrs overseas)$500 ($100 per 6hrs overseas)
Flight Overbooking $100$100$100
Travel Misconnection $200 ($100 per 6hrs overseas)$200 ($100 per 6hrs)$200 ($100 per 6hrs)
Travel Postponement $500$500$1,000
Personal Liability $250,000$500,000$750,000
Hijacking/Kidnapping and Hostage $1,000$1,000$3,000
Automatic Extension of Cover Up to 7 daysUp to 14 daysUp to 14 days
Act of Terrorism Cover  
Adult aged below 70 years old$100,000$200,000$300,000
Adult aged 70 years - 80 years$30,000$40,000$50,000
Home Content CoverNot Covered$5,000$10,000
Child Education Cover$3,000 per child (up to $15,000)$3,000 per child (up to $15,000)$3,000 per child (up to $15,000)
Rental Car Excess Cover$300$500$1,000
Pet Hotel Cover$1,000 ($50 for every 6 hrs)$1,000 ($50 for every 6 hrs)$1,000 ($50 for every 6 hrs)
Sport Equipment Protector$500$2,000$4,000

Brochures and Documents


Policy Wording : Tiq Travel Insurance


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Important notes:

This policy is underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg). This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is accurate as at 20 July 2019.