Tiq Invest

Your hassle-free digital Investment-Linked Plan (ILP) for maximum financial flexibility.

Low cost, more wealth?
There's a plan for that!

Tiq Invest

Your hassle-free digital Investment-Linked Plan (ILP)
for maximum financial flexibility.

Protection and wealth accumulation, all in a single plan

Tiq Invest is an Investment-Linked insurance Plan (ILP) that covers both investment and life protection into a single policy.

Curated to be simple, invest and select from a suite of Packaged funds, and make top-ups1, withdrawals2 and fund switch3 conveniently and digitally at your comfort.

With Tiq Invest, you will also get coverage against death and terminal illnesses.

Here’s how investing with us will be a sound decision

Low Management
Charge Fee4 of 0.75%

With one of the lowest5 Management Charge Fee4 at 0.75% per annum of your account value, whether you are new to investing or looking to diversify your current investments, Tiq Invest will be a preferred choice.

Packaged Funds with
Diversified Risks

Unsure of which funds to invest in? Take your pick from our carefully selected Packaged funds to suit your risk appetite.

No Lock-In Period

Fear of commitment? You have the flexibility and control to top-up1, withdraw2 and switch Packaged funds3 anytime you want without charges!

More Reasons To Invest

Start with just S$1,000

You do not need tens of thousands to start investing.
A single premium of S$1,000 is what you need to kick start this investment journey with us.

105% Insurance Protection

In the event of death or terminal illness, your loved ones will receive a lump sum payment at the higher of 1) 105% of net premiums6 or 2) account value.

100% invested, no insurance charges

What you pay is what you invest, on a single pricing (bid-to-bid) basis!

Access Your Policy On-The-Go

View, transact and manage your policy on-the-go via our customer portal TiqConnect.

Our Packaged Funds

We’ve curated these Packaged funds to match your risk level with a mixture of different ILP sub-funds.

Conservative
LOW RISK

Friendly for:
  • Low risk taker
  • Looking for stable returns
  • Tolerance for low volatility

80% Fixed Income
20% Equities
More details i IPL Sub-Funds Allocations
Global Short Fixed Income Fund 30%
Global Investment Grade Credit Fund 5%
Asian Tiger Bond Fund 45%
Infinity Global Stock Index Fund 20%

Moderate
MEDIUM RISK

Friendly for:
  • Medium risk taker
  • Looking for moderate returns
  • Tolerance for some unpredictable fluctuations

40% Fixed Income
60% Equities
More details i IPL Sub-Funds Allocations
Global Short Fixed Income Fund 21.4%
Global Investment Grade Credit Fund 5%
Asian Tiger Bond Fund 8.6%
Emerging Markets Bond Fund 5%
Infinity Global Stock Index Fund 60%

Growth
HIGH RISK

Friendly for:
  • High risk taker
  • Looking for capital growth
  • Tolerance for sharp fluctuations

20% Fixed Income
80% Equities
More details i IPL Sub-Funds Allocations
Global Short Fixed Income Fund 2.5%
Global Investment Grade Credit Fund 2.5%
Asian Tiger Bond Fund 11.9%
Emerging Markets Bond Fund 3.1%
Infinity Global Stock Index Fund 80%

Aggressive
HIGH RISK

Friendly for:
  • Higher risk taker
  • Looking for maximum long term growth
  • High tolerance for fluctuations


100% Equities
More details i Infinity Global Stock Index Fund 100%

Conservative
LOW RISK
Friendly for:
  • Low risk taker
  • Looking for stable returns
  • Tolerance for low volatility


80% Fixed Income
20% Equities
More details i IPL Sub-Funds Allocations
Global Short Fixed Income Fund 30%
Global Investment Grade Credit Fund 5%
Asian Tiger Bond Fund 45%
Infinity Global Stock Index Fund 20%
Moderate
MEDIUM RISK
Friendly for:
  • Medium risk taker
  • Looking for moderate returns
  • Tolerance for some
    unpredictable fluctuations

40% Fixed Income
60% Equities
More details i IPL Sub-Funds Allocations
Global Short Fixed Income Fund 21.4%
Global Investment Grade Credit Fund 5%
Asian Tiger Bond Fund 8.6%
Emerging Markets Bond Fund 5%
Infinity Global Stock Index Fund 60%
Growth
HIGH RISK
Friendly for:
  • High risk taker
  • Looking for capital growth
  • Tolerance for sharp
    fluctuations

20% Fixed Income
80% Equities
More details i IPL Sub-Funds Allocations
Global Short Fixed Income Fund 2.5%
Global Investment Grade Credit Fund 2.5%
Asian Tiger Bond Fund 11.9%
Emerging Markets Bond Fund 3.1%
Infinity Global Stock Index Fund 80%
Aggressive
HIGH RISK
Friendly for:
  • Higher risk taker
  • Looking for maximum
    long term growth
  • High tolerance for fluctuations

100% Equities
More details i Infinity Global Stock Index Fund 100%

Don’t be shy, we’re here to help

Have an enquiry, not sure what’s best for your needs? Speak with us.

How It Works

Frequently Asked Questions

Tiq Invest is a single Premium investment-linked insurance plan that is designed to meet your wealth accumulation needs. It matures on the Policy anniversary immediately before the Life insured attains 100 years old. This plan provides protection against death and Terminal illness of the Life insured during the policy term.

This plan allows you the flexibility to choose from a list of Packaged funds for investment. This plan is subject to the market performance of the assets of the ILP sub-funds. Your investment returns are subject to investment risks, including the possible loss of the principal invested. The value of the units in the Packaged fund may fall as well as rise depending on economic / market conditions.

You can purchase this policy for yourself if you are:

  1. a Singapore citizen or permanent resident with a valid NRIC; or
  2. a foreigner holding a valid Work Pass/Permit or Long-Term Visit Pass; and
  3. You are between age 17 to 60 (age next birthday); and
  4. You met the Customer Knowledge Assessment (CKA) criteria

If you have any other enquiries, you may WhatsApp our friendly Customer Care Consultants at +65 6887 8777 during our operating hours – Mondays to Fridays, 8.30am to 5.30pm. We are closed on Saturdays, Sundays, and Public Holidays.

Useful Information

Product Summary: Tiq Invest
Fund Summary: Tiq Invest
Info on Packaged Funds & ILP Sub-Funds: Tiq Invest
General Provisions: Tiq Invest

Download Tiq by Etiqa App

Register and share your referral code with friends to earn rewards on Tiq by Etiqa app!

Important notes:

1 For Ad-hoc top-up: the minimum top-up amount will be S$500, the maximum ad-hoc top-up per transaction is S$200,000. For Recurring top-up: the minimum top-up amount will be S$1,200 per annum, S$600 semi-annual, S$300 per quarter and S$100 per month; the maximum recurring top-up per transaction is S$200,000.

2 The minimum partial withdrawal amount is S$200.

3 The pricing for the units issued under the Packaged Fund will be done on a single pricing (bid to bid) basis.

4 A fee that we charge for the management of your Tiq Invest policy.

5 This comparison does not include information on all similar products. Etiqa Insurance Pte Ltd does not guarantee that all aspects of the products have been illustrated. You may wish to conduct your own comparison for products that are listed in www.comparefirst.sg.

6 Refers to single premium plus ad-hoc and recurring top-up paid to date less withdrawals less any fees and charges applicable.

This policy is underwritten by Etiqa Insurance Pte. Ltd.

Tiq Invest is an Investment-linked Plan (ILP) which invest in ILP sub-fund(s). Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units in the ILP sub-fund(s) and the income accruing to the units, if any, may fall or rise. Past performance is not necessarily indicative of the future performance of the ILP sub-fund(s).

A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from us via www.tiq.com.sg/product/tiqinvest. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you.

This content is for reference only and is not a contract of insurance.

Full details of the policy terms and conditions can be found in the policy contract.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC web-sites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is accurate as at 20 September 2021.

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