Term Life Insurance

Win at adulting with protection from $0.04 /day*.

Limited Time Deal! Get the assurance of term life insurance with greater savings today! With ePROTECT term life, you can enjoy up to 18% premium discount* throughout your policy term. Terms apply. Find out more

Get your adulting game on

You can live life to the fullest while providing assurance to your loved ones with term life insurance. Start young and win at adulting by securing an affordable fixed premium.

How our term life insurance protects a working adult (and your loved ones)

This is

25 years old • Junior graphic designer • First job

“I need basic protection that is affordable so that I
don’t financially burden my parents.”

Protected with DIRECT - Etiqa term life

Jacyln takes pride in financing her study loan of $30,000 and contributing to her household allowance to lessen her ageing parent’s financial burden.

With her added responsibilities, Jaclyn decided to get a 5-year renewable DIRECT- Etiqa term life plan with a sum insured of $200,000. She also wants to add on $200,000 Critical Illness coverage. This ensures her parents can pay off her outstanding loan, and be financially secure in the event something unfortunate happens to her.

With DIRECT - Etiqa term life

Life coverage of $200,000 over 5 years
Jacyln’s family will not be left with debts or worries for living expenses if she passes on.
Terminal Illness
Allows her to manage the loss of income and medical costs while maintaining quality of life if she becomes terminally ill.
Total & Permanent Disability (TPD)
Helps her and her family adjust to a new life in case an accident causes her to be permanently disabled.
Protection against 30 Critical Illnesses (Optional)
Jaclyn can better cope with medical expenses and living costs if she's diagnosed with a critical illness.

Low commitment with great savings

From as low as
$0.13/ day

Yearly Commitment
$48.30 ( + $114 with Critical Illness Cover)

Based on $200,000 cover (5-year renewable term plan) for 25 year-old non-smoking female.

In the event of death or terminal illness

Nobody wishes for bad things to happen but if Jaclyn becomes terminally ill or passes away suddenly, her family will be financially secured with a payout sum of up to S$200,000.

This payout sum would allow Jaclyn’s family to pay off her existing study loan of $30,0000 and remaining $170,000 is equivalent to an allowance of $1,000 per month to her family for about 14 years.

Pro Tip: Buy a fixed term policy at a younger age and secure your premium across the period you choose.

More complimentary cover, less stress. With Financial Assistance Benefits for COVID-19 and side effects of the vaccine, we hope this gives you better peace of mind. Read more here

Why choose Tiq

Designed to suit your needs. Wide coverage with no medical examination required1.
Simple and fuss-free.

Wide Coverage Options

Up to S$2 million sum insured, no medical examination required1. You can also enhance your protection with the optional Critical Illness rider2.

Choice of commitment period

Choose a term plan with 5-year renewable term3 or 20-year fixed term to be covered till 65 years old.

Greater Savings

Secure your premium with a fixed term policy at a younger age across the period you choose

Guaranteed renewals

Ensures that you get the cover that you need as you age

Unsure of how much life insurance you need?

Simply answer a few questions on LIA life insurance calculator to better understand your financial protection needs.

The LIA Protection Gap Study3 shows that an average adult needs a life protection that’s 9 times of your annual income.

* Based on $50,000 cover (5-year renewable term plan) for 19 year-old non-smoking female.
1 Refer to FAQ below for more information
2 Optional Add-on riders, available for DIRECT – Etiqa term life plan
3 At an updated premium at age of renewal
4 Based on LIA recommendation for an economically active adult from the Protection Gap Study 2017

Don’t be shy, we’re here to help

Have an enquiry, not sure what’s best for your needs? Speak with us.

Frequently Asked Questions

With DIRECT – Etiqa term life and ePROTECT term life, you can get up to S$1.5 million of coverage without the need for a medical check for customers up to age 40 and in the pink of health. If a medical check is required, we will bear the cost. For customers above age 55, the allowable limit for purchase without medical check-up is S$100,000.

Yes, if you fulfil the following requirements:

• You are a Singapore resident with valid NRIC or FIN.
• You are between the age of 19 and 65 years old.
• You are a tax resident of Singapore.
• You have resided in Singapore for 182 consecutive days on day of insurance purchase.
• You are proficient in spoken or written English.
• You are not an undischarged bankrupt.
• You are not purchasing this plan to replace any existing policy with Etiqa or other insurer(s).

To file for a claim, written notice must be given to us within 3 months of the occurrence of the claim event. The claimant must supply at his/her own expense, all certificates, information and evidence required by us for assessment of the claim. We reserve the rights to conduct a post-mortem and we will bear the expenses.

Information You Might Find Useful

ePROTECT term life

Need more coverage? Get up to $2 million sum insured with ePROTECT term life plan.

Hear From Others

What they say about our term life insurance

Important notes:

This policy is underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg ). As term life insurance has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. Information is correct as of 20 May 2021. This advertisement has not been reviewed by the Monetary Authority of Singapore.



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