Greater savings with ePROTECT term life plan

Get the assurance of term life insurance with greater savings today! With ePROTECT term life, you can enjoy up to 18% premium discount* throughout your policy term. Valid till 19 November 2021.

Simple and fuss-free. Apply online (no promo code needed) to protect you and you loved ones from life uncertainties. Choose from different plan types to suit your needs. Enjoy more savings when you opt for a longer term plan.

Extra support during this COVID-19 pandemic

Refer Your Friends to ePROTECT term life & Get Rewarded

*Terms apply. Protected up to specified limits by SDIC. This advertisement has not been reviewed by the Monetary Authority of Singapore.

To find out more about this promotion, please refer to the below terms and conditions.

We have the answers you need

1. This ePROTECT term life promotion (“Promotion”) is valid from 20 May 2021 to 19 November 2021 (both dates inclusive) (“Promotion Period”).

2. This Promotion is open to all Singapore citizen(s), Singapore Permanent Resident(s) and Foreigner(s) with valid Work Pass, Student Pass, Dependent’s Pass or Long-Term Visit Pass.

3. Customers are entitled to the following policy premium discount (“Premium Discount”) or cashback (“Cashback”) for online application of ePROTECT term life during the Promotion Period via

Premium Term Plan



5-year renewable term plan

Sum Assured from S$401,000 – S$2,000,000

Premium discount of 14% perpetually

20-year fixed term plan

Sum Assured from S$401,000 – S$999,000

Premium discount of 18% perpetually

Sum Assured from S$1,000,000 and above

S$100 Cashback, subjected to minimum annual premium of S$500

Up till age 65

Sum Assured from S$401,000 and above

S$100 Cashback, subjected to minimum annual premium of S$500

4. The Premium Discount is given on a per policy basis, subject to underwriting by Etiqa Insurance Pte. Ltd. (“Etiqa”).

5. The Premium Discount will remain applicable for the renewed term. Premiums payable will be calculated based on the prevailing premium rates at the time of renewal. As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely.

6. The Premium Discount is not transferrable or exchangeable for cash, credit or any goods and services.

7. The Premium Discount is automatically applied and no promotion code is required.

8. Eligible customers will receive the Cashback in the form of Encashable TiqConnect eWallet credits withdrawable via PayNow or Direct Credit to his/her bank account.

9. Eligible customers must have a TiqConnect account on Etiqa’s customer portal to receive the Cashback in their eWallet.

10. Eligible customers of the Cashback will be notified via email within 4 weeks after the free-look period of 14 days, provided the policy has not been cancelled.

11. The Cashback is limited to once per customer and is not applicable for the renewed term.

12. The Cashback is not transferable nor exchangeable for any item in part or whole and is not replaceable.

13. Existing terms and conditions for ePROTECT term life apply.

14. This Promotion is not valid in conjunction with any ongoing or existing insurance promotions, coupons, staff discounts and privileges, unless otherwise stated.

15. This Promotion is not valid for customers who have cancelled or free-look existing policy/policies with Etiqa within the last 14 days.

16. This promotion’s availability is based on a first-come, first-served basis and Etiqa Insurance reserves the right to close the promotion at any time without prior notice.

17. Etiqa reserves the right to amend these terms and conditions at any time at our sole discretion, including changing the terms or terminating the Promotion at any point in time before the stated Promotion Period without prior notice, by posting such amendment(s) to

18. This policy is protected under the Policy Owners’ Protection Schemewhich is administered by the Singapore Deposit Insurance Corporation (SDIC). For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC

All information is correct as of 20 May 2021.


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