Protect your home and your loved ones.
Did you know that there are 7 residential fire cases in Singapore every day?
Most fire insurance covers only internal structure but not home contents such as furniture, renovation and personal belongings. Tiq Home Insurance by Etiqa (HDB’s appointed fire insurer since 2009) offers assurance with flexible yet comprehensive coverage to homeowners and tenants where you only need to pay for what you need.
Coverage for building
Coverage for home renovation
Coverage for home contents such as your furniture
Emergency Cash Allowance ENHANCED
Get immediate cash allowance of up to $5,000 within 24 hours in the event that your home is uninhabitable due to any insured peril. No prolonged wait for claims or unnecessary panic. Rebuild your life back without hassle, headaches or delay.
Here’s how it works:
Inform us in the event your home is uninhabitable, and get approval within 24 hours of notification to us.
Once approved, $5000 will be credited into your eWallet account by the next business day.
You can encash via PayNow Immediately.
Household inconveniences? No sweat! Our 24-hour one-stop home repair service covers four common emergencies – plumbing, electricity, locksmith and pest control. More than just a concierge service, we will be with you till your problem is resolved.
Pest Control Service
Here’s how it works:
Get advice when you call 6702 2662 in the event of a home emergency.
We help you to arrange the home repair service and we pay for it.
You get covered up to $200 per event and up to 4 events per year.
Flexibility and Choice - Save more with longer protection!
With various sum assured options for building, renovation and contents each, ranging from 1, 3 and 5 years, you have the flexibility and choice to protect your home, your way. Also, you can get additional protection for your family members, favourite pet and more. Get more savings as you pay for more years!.
Tiq Home Insurance Plans
1 YEAR PLAN
3 YEAR PLAN
5 YEAR PLAN
Tiq Home Insurance at a Glance
|BENEFITS||HOMEOWNER / LANDLORD||TENANT|
|HDB||CONDOMINIUM / LANDED|
|Building*||$19,300 - $98,200||$300,000 - $2,000,000||Not available|
|Renovation*||$20,000 - $180,000||$100,000 - $1,000,000||Not available|
|Contents*||$15,000 - $120,000||$50,000 - $150,000||$15,000 - $120,000|
|Emergency Cash Allowance * ENHANCED|
Allows you to do the following:
|100% Uninhabitable: $5,000|
= 50% Uninhabitable: $2,500
|100% Uninhabitable: $500|
= 50% Uninhabitable: $250
|Emergency Home Assistance (applicable for plans of 3 years or more)||$200 and up to 4 times per year||$200 and up to 4 times per year|
|Personal Legal Liability (Worldwide)||$500,000||$1,000,000||$500,000|
|Valuables||30% of Content Sum Insured||30% of Content Sum Insured|
|Removal of Debris||10% of Renovation Sum Insured||Not Available|
|Professional Fees NEW||10% of Building and/or Renovations Sum Insured||Not Available|
|Conservancy Charge||$500||Not Available|
|Unauthorised transactions on your stolen ATM or credit card||$1000||$1000|
|Accidental Breakage of Mirrors and Fixed Glass NEW||$1,000||Not available|
|Money NEW||$750||Not available|
Optional Add-on Benefits
|Multi-appliances Home Protector||$700 and up to 2 times per year||Not Available|
|Accidental Injury for Pet due to Insured Peril||$500, with excess of $80||Not Available|
|Family Accidental Death Protection||$50,000||Not Available|
|Enhance your protection with an exclusive add-on plan|
|Personal Cyber Insurance Plan (1 Year)||$25,000||$25,000|
*Flexible coverage options available; subject to property type
*Approval within 24 hours of your notification to us. The payment will be credited to you by the next working day of approval
Insure Your Home With Us
|Tiq Home||Insurer F||Insurer I||Insurer M|
|Property Type||Homeowner, HDB 5-Room|
|Coverage Period||1 year|
|Emergency Cash Allowance within 24 hours||$5,000||-||-||-|
Etiqa Insurance Pte. Ltd. does not provide information, or offer cover, for all products available in the market and there may be aspects to some products that we do not compare.
The above provides a summary of benefits for general comparison purposes from publicly available information. For fair consideration, please note that promotions and/or discounts by other insurers are not taken into account in the price comparison. You may wish to refer to the respective policy contracts for the details on product features as well as full terms and conditions of cover.
Information is accurate as at 30 Nov 2018.
You can also add-on:
Multi-appliances Home Protector
Be covered for repairs of your home appliances up to 2 times per year, $700 per callout
Accidental Injury for Pet
$500 coverage for pet examination if your pet is injured due to an insured peril
Family Accidental Death Protection
In the event of accidental death, you and/or your family members are covered up to $50,000
Personal Cyber Insurance (1 Year Add-On Plan)
Have you locked your door? While most of us are mindful of our main door at home, it is easy to overlook our virtual door(s). This makes you vulnerable to cyber risks, especially if you are a multi-device user. While taking due diligence for cyber security is essential, you can get better peace of mind with Tiq’s online risk solution.
From just $53.50 per year, you can insure your home and household from cyber threats with coverage of up to $25,000 for a year. Get safety in connectivity with comprehensive protection for data breach, privacy invasion and assets loss due to cyber-attacks.
Available with purchase of Tiq Home Insurance, this 1 year add-on plan covers:
Unauthorized online transactions such as fraudulent online purchases or theft of funds in your personal digital wallet can be difficult to recover. You can be protected against such financial losses that derive from cyber fraud.
Cyber extortion often involve threats to data compromise or denial of service attacks. If you were forced to make payment due to a cyber extortion threat, you will be compensated for the extortion payment.
Malware attacks and hacking by a third party are common cyber acts that can compromise your digital assets, and disrupt daily life. In the event of such cyber security breach, you shall be reimbursed for restoration costs.
The misuse of personal information can harm reputation and affect aspects of life such as your job, freedom and credit status. In the event of an identity theft, you shall be covered for expenses incurred to re-establish your reputation.
Is your Tiq Home Insurance expiring?
Frequently Asked Questions
Yes. HDB Fire Insurance only covers the structure of your home in the original state it was built. Tiq Home Insurance will provide comprehensive coverage for your home contents, renovation and belongings
Only 3 simple things!
1. Your residence status (homeowner or tenant, living in or renting)
2. Your residence type (HDB, Condo, Landed)
3. Number of Bedrooms
This policy is underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. This policy is protected under the Policy Owners’ Protection Scheme administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg). Information is accurate as at 20 July 2019.