1. This 2021 December to 2022 January AXS – Invest & Save Campaign (“Campaign”), organised by Tiq by Etiqa Insurance Pte. Ltd. (“Etiqa”),is valid from 1 December 2021 to 2 January 2022, both dates inclusive (“Campaign Period”).
2. This Campaign is exclusive for AXS customers.
3. This Campaign is open to all Singapore citizen(s), Singapore Permanent Resident(s) and Foreigner(s) with valid Work Pass, Student Pass, Dependant’s Pass or Long-Term Visit Pass.
4. This Campaign is only applicable for online application of the following products via www.tiq.com.sg during the Campaign Period. Customers must key in the code “AXSTIQ” in the referral code field when applying for products.

Individual Product – Promotions

Maximum Product Cashback for Tiq Invest is capped at S$310.

Maximum Product Cashback for Tiq Easy Save is capped at S$1,510

A further illustration of Tiq Easy Save cashback based on Minimum Premium Payment:

Twin & Trio Bundles – Promotions

Twin Bundle (Table A)

Maximum Bonus Cashback for Twin Bundle is capped at S$110.

Trio Bundle (Table B)

Maximum Bonus Cashback for Trio Bundle is capped at S$210.An illustration of how it works:

*For new policy purchased during the campaign period only

*For new policy purchased during the campaign period only

1. Tiq Easy Save – Eligibility and Individual Product Cashback
   1. You can purchase this plan for yourself if you fulfill the following criteria:
      1. a Singapore Resident with a valid NRIC; or
      2. a foreigner holding a valid Work Permit, Employment pass or Social pass; and.
      3. You are between 17 to 75 years of age (age next birthday).
   2. The Minimum Premium payment needs to be paid within the Campaign Period and is based on the premium paid in Policy Year 1 or Lump Sum Payment.
   3. The applicable Individual Product Cashback will be credited to the eligible customers’ TiqConnect eWallet within 4 weeks from 2 January 2022, provided that all applicable terms of this Campaign has been complied with.
   4. The applicable Individual Product Cashback is awarded only for new policy purchased during the Campaign Period only.
2. Tiq Invest – Eligibility and Individual Product Cashback
   1. 1. You can purchase this policy for yourself if you are:
         1. a Singapore citizen or permanent resident with a valid NRIC; or
         2. a foreigner holding a valid Work Pass/Permit or Long-Term Visit Pass; and
         3. You are between age 17 to 60 (age next birthday); and
         4. You met the Customer Knowledge Assessment (CKA) criteria.
      2. The applicable Individual Product Cashback will be credited to the eligible customers’ TiqConnect eWallet after 90 days from the policy purchase date, provided that all applicable terms of this Campaign has been complied with.
      3. The applicable Individual Product Cashback is awarded for new policy purchased during the Campaign Period only.
3. Tiq 3-Year Endowment Plan – Eligibility
   1. You can purchase this plan for yourself if you fulfill the following criteria:
      1. a Singapore Resident with a valid NRIC; or
      2. a foreigner holding a valid Work Permit, Employment pass or Social pass; and
      3. You are between 17 to 70 years of age (age next birthday).
4. Twin & Trio Bundles – Eligibility and Bonus Cashback
   1. Twin Bundles: This Campaign is valid for new and existing customers with a Tiq Easy Save policy(s) or Tiq 3-Year Endowment Plan(s) or Tiq Invest policy(s) from 1 June 2021 and have not free-look, made a full withdrawal or a partial withdrawal.
   2. Trio Bundles: This Campaign is valid for new and existing customers with a Tiq Easy Save policy(s) or Tiq 3-Year Endowment Plan(s) or Tiq Invest policy(s) from 1 June 2021 and have not free-look, make a full withdrawal or a partial withdrawal.
   3. An additional bonus cashback (“Bonus Cashback”) is given when customer purchases two or more products and have hit the applicable Minimum Combined Premium as stated in Clause 3 Table A and Table B.
   4. The Bonus Cashback is open to customers with existing Tiq Easy Save policy or Tiq 3-Year Endowment Plan or Tiq Invest policy purchased since 1 June 2021. In the event that customer has two or more existing products with Etiqa, we will consider the policy with the highest premium to award the Bonus Cashback.
   5. The Bonus Cashback will be credited to the eligible customers’ TiqConnect eWallet after 90 days from 2 January 2022, provided that all applicable terms of this Campaign has been complied with.
5. Individual Product Cashback / Bonus Cashback – General
   1. The Cashback is limited to once per customer per unique product.
   2. Customer must key in the code “AXSTIQ” in the referral code field when applying for the products to enjoy the Individual Product Cashback and/or Bonus Cashback.
   3. Eligible customers will receive the Individual Product Cashback and Bonus Cashback (if applicable) in the form of Encashable TiqConnect eWallet credits withdrawable via PayNow or Direct Credit to his/her bank account.
   4. Eligible customers must have a TiqConnect account on Etiqa’s customer portal to receive the Individual Product Cashback and Bonus Cashback (if applicable) in their eWallet.
   5. Should the customers cancel their policy after the Individual Product Cashback and or Bonus Cashback has been issued, Etiqa is entitled to deduct an equivalent amount of the total cashback value from the refund amount of the policy, provided no claims have been made under the policy.
   6. The Individual Product Cashback and/or Bonus Cashback is not transferable nor exchangeable for any item in part or whole and is not replaceable.
6. This Campaign is not valid for customers who have performed either one (1) of the following actions for any of the products:
   1. Exercise the free-look within the last 14 days from policy purchase date
   2. Make a full surrender (full withdrawal) within the last 90 days from policy purchase date
   3. Make a partial withdrawal within the last 90 days from policy purchase date.
7. This Campaign is not valid in conjunction with any on-going existing insurance promotions, coupons, staff discounts and privileges, unless otherwise stated.
8. Existing terms and conditions for the products apply.
9. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
10. Etiqa reserves the right to amend these terms and conditions at any time at our sole discretion, including changing the terms or terminating the Campaign at any point in time before the stated Campaign Period without prior notice, by posting such amendment(s) to https://tiq.com.sg.
11. In the event of any inconsistency between these terms and conditions and any advertising, publicity, brochure, marketing or other materials relating to or in connection with the Campaign, these terms and conditions shall prevail.
12. By participating in the Campaign , the Customer agrees to release and hold Etiqa harmless from any and all liability whatsoever for any injuries, losses or damages of any kind to any person or property arising from or in connection with, either directly or indirectly the participation in the Campaign.
13. Notwithstanding anything herein, Etiqa has the absolute discretion to determine the eligibility of any person to participate in the Campaign.
14. If Etiqa subsequently determines that a person is in fact not eligible, for any reason whatsoever, Etiqa may at its discretion, disqualify that person and claw back/cancel the Individual Product Cashback and /or Bonus Cashback without prior notice.
15. Etiqa’s decision on all matters relating to the Campaign is final and binding on all Customers.
16. The terms and conditions of the Campaign shall be governed by and interpreted in accordance with Singapore law. The courts of Singapore shall have exclusive jurisdiction over any disputes arising from the terms and conditions, including the validity and enforceability thereof.
17. This advertisement has not been reviewed by the Monetary Authority of Singapore.
18. All information is correct as of 30 November 2021.