In Singapore, around 39 people are diagnosed with cancer every day. Based on the National Cancer Centre Singapore (NCSS) and World Health Organisation (WHO) cancer statistics, the number of new cancer cases in Singapore were
- 11,758 in 2011
- 14,148 in 2015
- 26,164 in 2018
And the number just keeps increasing each year. That is why there’s a rise in demand for standalone cancer insurance to cover what most critical illness plans cannot. At Tiq by Etiqa Insurance, we offer cancer insurance that covers cancer at all stages.
“There’s no way I’d get cancer, right?”
1 in 5 people in Singapore may develop cancer in their lifetime. Being diagnosed with cancer is never easy. Patients may feel like death is imminent and the hope for a normal life suddenly vanished. Although there is no known cure for cancer, it is proven that early detection and treatment can lead to better outcomes for the patients. Here are some of the best lessons from cancer survivors to inspire you to stay hopeful everyday.
Lesson #1 Stay connected because everybody needs somebody
A 2015 study shows that loneliness can cause depression, poor sleep quality, impaired immune system and other adverse health effects. Pair that with cancer and patients can be facing extreme health risks.
That is why people like Shoba, an expat living in Singapore who was diagnosed with two types of cancer – breast and digestive tract cancers – decided to connect with other cancer patients and cancer survivors. Most of them are mothers and working professionals, just like her. Sharing a bond while facing the same challenges help patients stay motivated to fight, one day at a time. You can read more of her story here.
Lesson #2 Never give up because there is always a way
Cancer does not discriminate based on age. When a young adult is diagnosed, the worries never deviate far from their career; “What will my employer think?” and “Can I still find a job and get paid?”
That’s exactly what happened to Lavania, who was diagnosed with thyroid cancer at the age of 18. She recovered well after going through radiation treatments, but found it difficult to be employed due to her medical history. With her mother supporting her both emotionally and financially, she found ways to cover her living expenses by pursuing short-term contract jobs instead, lasting around one month for each job. We are deeply moved by her inspiring story where she showed tenacity despite the challenges.
Lesson #3 Accept support from your loved ones because they love you
While facing hardship, one might find it easy to push people away. You might find it hard to grasp the idea, but you mean something in someone’s life. You not only have to fight for yourself but for the ones you love.
It was reported that one man fought 4 types of cancer – bladder, colorectal, liver, and then liver again – in the span of 15 years. After the third diagnosis, having exhausted himself mentally, physically and financially, he told his wife to divorce him and find a better life. But she stood by his side despite the difficulties. This man, called Richard, recovered and went on to publish a book in 2015 called Silent Scream of a Cancer Warrior chronicling his 15-year long fight with the disease.
Lesson #4 Stay vigilant because early detection can save lives
Dinara, a housewife with two children, was experiencing unusually heavy menstrual flow back in mid-2013. Her doctor told her that it was just symptoms of onset menopause. However, the symptoms persisted for several months. She was growing weaker by the day from the excessive loss of blood.
After reading books on the subject and looking up resources online, she decided to see a specialist and was diagnosed with endometrial cancer. Her quick decision for a surgery to remove the uterus resulted in her survival. It took several months for her to heal, but with the support from her family and proper medication, she recovered. Her vigilance and quick thinking resulted in an early cancer detection which saved her life.
#TiqOurWord The best time to go for cancer screening is when you are still healthy. Look out for subsidised screenings with Screen for Life (SFL), a programme to encourage Singaporeans to go for regular health check-ups for chronic illnesses, including cancer.
Lesson #5 Focus on recovery because everything else can be covered
Cancer treatment works, but it may result in the damage of other cells through radiation. That’s why after treatment care is so important. Regular exercise, eating a balanced diet and reducing stress are all recommended for cancer survivors in order to stay healthy. However, not many people can afford to pay for treatment, let alone to pamper themselves after treatment is over.
Cost of a full cancer treatment may differ for different types of cancer. But major ones like breast cancer and prostate cancer can result in an average bill size of S$23,423 and S$53,326 respectively – not including recurring cases.
Let Cancer Insurance at Tiq by Etiqa Insurance take off some of your financial burden while you focus on getting better. Cancer Insurance covers up to S$200,000 and offers full payout for all stages of cancer, including early stage. You also get 6% yearly savings upon policy renewal, if no claims are made during the previous year policy term. With your health as our main priority, we can cancel cancer together.
Information is accurate as at 6 May 2020. This policy is underwritten by Etiqa Insurance Pte. Ltd. (Company Reg. No. 201331905K). Protected up to specified limits by SDIC. This advertisement has not been reviewed by the Monetary Authority of Singapore. The information contained on this blog article is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you.
As this product has no savings or investment feature, there is no cash value if the policy ends of if the policy is terminated prematurely. It is usually detrimental to replace an existing policy with a new one. A penalty may be imposed for early termination and the new plan may cost more or have less benefit at the same cost. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Age means the age at the next birthday.
Tiq by Etiqa Insurance Pte. Ltd.
A digital insurance channel that embraces changes to provide simple and convenient protection, Tiq’s mission is to make insurance transparent and accessible, inspiring you today to be prepared for life’s surprises and inevitabilities, while empowering you to “Live Unlimited” and take control of your tomorrow.
With a shared vision to change the paradigm of insurance and reshape customer experience, Etiqa created the strong foundation for Tiq. Because life never stops changing, Etiqa never stops progressing. A licensed life and general insurance company registered in the Republic of Singapore and regulated by the Monetary Authority of Singapore, Etiqa is governed by the Insurance Act and has been providing insurance solutions since 1961. It is 69% owned by Maybank, Southeast Asia’s fourth largest banking group, with more than 22 million customers in 20 countries; and 31% owned by Ageas, an international insurance group with 33 million customers across 16 countries.
Discover the full range of Tiq online insurance plans here.