This product’s availability is based on a first-come-first-served basis and Etiqa Insurance reserve the right to close the tranche at any time without prior notice.
*Free Partial Withdrawal Benefit
During the first 6 years from Policy issue, you may perform partial withdrawal(s) without any charge under the following circumstances:
If You or Your spouse is certified by a Doctor to: be physically or mentally incapacitated from ever continuing in any employment; have a severely impaired life expectancy; lack capacity within the meaning of Section 4 of the Mental Capacity Act (MCA) and the lack of capacity is likely to be permanent; or be diagnosed with Terminal illness.
You can exercise this benefit subject to the following conditions: Any of the above-specified events has to occur after the Policy issue date or latest Reinstatement date; The maximum partial withdrawal amount is the lower of S$50,000 or 50% of the total Regular premiums paid (not including Premiums paid in advance); and this benefit can only be exercised once throughout the policy term.
This policy is underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
Information is accurate as at 1 August 2019. This advertisement has not been reviewed by the Monetary Authority of Singapore.